How to Set Financial Goals That Work for You
For many people, the scope of “financial goals” is limited to paying down different types of debt. And while there is so much value in the freedom that being debt-free can provide, your financial goals can do much more than just keep you waiting for the day that your loan balance hits zero.
Six Financial Tips That New Graduates Need To Hear
After taking a moment to bask in the glow of their recent accomplishments, the realities of financial independence come hard and fast. Today’s blog is meant to ease that burden - at least a little bit! - with six practical financial tips for new graduates.
3 Tips to Choosing your Insurance Agent in Mankato, MN
Choosing an insurance agent is kind of like dating. There may be plenty of fish in the sea, but you certainly have to put in the work to find the right one for you.
6 Essential Financial Planning Tips for Educators
Whether you love it or hate it, financial planning is a crucial step in preparing yourself for a future full of creative adventures in the classroom and outside world alike. By using some of these helpful tips, you can maintain your finances now and build up to the financial future of your dreams!
Which Insurances Should You Include in a Personal Insurance Package?
For many, insurance is a topic that raises a lot more questions than answers.
There is a type of insurance to cover just about every aspect of your life - including life itself! - and there’s enough information out there to make your head spin. With the plethora of policies available, costs can definitely add up, so it’s important to have the right insurance package for you and your family.
Let’s talk about some of the most common and valuable types of insurance policies.
When Should You Start Looking into Your Retirement Plan?
When you get your first full-time job after college, retirement can seem light years away. In the early stages of establishing your career, the idea of planning for the time when it comes to an end can feel like skipping to the final page of a book before you’ve finished the first chapter!
Life Change? Time to Call Your Financial Professional!
We love celebrating life’s milestones alongside our clients. Whether that’s a new home, a new baby, or a change in marital status, we are always here for you when you’re taking on life’s biggest moments!
Let’s talk about four life changes that should necessitate a call to our office.
6 Tips for a Functional and Successful Household Budget
Budgeting is the one thing everyone needs to do and no one actually wants to do! For many, budgeting is a term that brings up a lot of shame and disappointment over budgets blown, forgotten, or abandoned once a goal is achieved… or failed.
What is an "Umbrella Policy" and Why do I Need One?
When it comes to liability insurance, you may think you know it all, but there might be one more step towards ensuring you and your loved ones have the ultimate protection in case of trouble…
An umbrella policy.
5 things You Can Do to Improve Your Financial Literacy
When it comes to financial literacy, it’s not about how much you have coming in, but how well you manage those funds. Financial literacy is an umbrella term for “playing it smart” with the money you have, no matter what that looks like in your day-to-day.
8 Ways to Teach Your Kids About Money Management
The relationship each of us has with money starts at a very young age. How we are taught to budget, save, and spend money as children can make a huge impact on our habits as adults.
Let's Get Real About Student Loans
It’s time to talk about those two words everyone dreads: Student loans.
No matter how many loans you may have or the size of each one, student loans can be a sore spot for many people - especially those who work in education.
I'm Young and Healthy. Why do I need Life Insurance?
If you’re questioning whether or not you should look into life insurance, the answer is most likely: “Yes - you need it!”
While life insurance may seem to be a matter only for middle aged or older people, or for people with substantial wealth, the truth is that most people can benefit from having a life insurance plan in place.
Five Winter Driving Safety Tips for You and Your Family
We never know what the Minnesota winter will bring!
Unpredictability means it’s all the more important to review winter driving safety tips. You want to be prepared in case of any emergency.
Learn SEL Strategies for Virtual, Hybrid, and In-Person Models
I recently read a Washington Post article that summarizes the struggles teachers are facing in just the first few months of this school year. It details the overwhelming exhaustion that you are experiencing on a daily basis. You’re responsible not only for teaching children during a pandemic, but in many cases, you’re also dealing with their difficult emotions and home life problems.
Saving Money for Retirement: How Early is Too Early?
Spoiler alert: It’s never TOO early to start saving for retirement. But let’s get practical for a second.
Back-to-School 2020 - What Does it Look Like for You?
2020 has been a tough year for all of us, including Minnesotan teachers. With the back-to-school season full of change and uncertainty, you are probably feeling overwhelmed.