Top 4 Financial Resolutions to Set in 2025
I know, I know… another article about New Year’s goals! But now is the perfect time to think about your financial choices and how you can potentially improve them in the year ahead.
Unlike other typical resolutions that often fizzle out, financial goals can actually pave the way for lasting change. By setting clear financial resolutions, you're taking a proactive step toward a more financially stable future.
Let’s go over a few resolution ideas for improving your financial health!
Create a Realistic Budget
Starting with this basic first goal can make the later steps more manageable. My first suggestion for a financially healthier new you is to make a budget you can stick to year-round. Just like you can’t start a diet by cutting out EVERY guilty pleasure, you also need to make your budget realistic, too.
I’ve previously outlined some great ways to get your budget going. But it bears repeating that a plan is important! A budget will become your “map,” guiding you through mini goals, as well as longer-term plans. Be sure you create a budget with realistic timelines, accurate estimations of spending, and some wiggle room for when you may need for a dinner out or a family getaway.
2. Plan for Your Estate
If you haven’t taken the steps to plan after death, now’s the time. It may not be a pleasant thought, but it is crucial to protect those you love by outlining the costs of tomorrow. Planning today saves your family plenty of heartache, not to mention financial struggle!
Consider this as a way to invest in your loved ones’ future security. It's about aligning your values and ensuring the legacy you envision can become a reality.
Read more about estate planning right here.
3. Consider a Finance App
Technology has come a long way in just the past few years, and if you are still reading a checkbook ledger written out in pencil, it may be time for an upgrade. There are plenty of apps on the market (some are even free of charge) that can help you balance that checkbook and see where spending is happening.
These tech tools offer more than just convenience; they provide insight into your spending patterns, helping you make informed decisions about your financial future. Whether you're looking to save more or just track your expenses better, there's likely an app tailored to your needs
Check out some top app choices, here.
4. Find a Helping Hand
Whether it's through professional advice or a supportive community, leveraging external support can significantly ease the journey. Remember, seeking guidance is a sign of strength, not weakness, and it can open up new pathways for achieving your dreams.
The best part about these resolutions is that you don’t have to meet them alone. I am always here to lend a helping hand. All you need to do is click here to make an appointment. There is no easier way to get your financial goals on track than by getting a second opinion!
